Often I am asked the question, “Should I buy individual dental insurance?”  The answer is simple. YOU SHOULD GET INDIVIDUAL DENTAL INSURANCE IF YOUR DENTIST IS IN THE NETWORK AND YOU GET REGULAR CLEANINGS! Let me further explain this answer.  If your dentist is in the network, then your cleanings and x-rays will be generally [...]

During an open-enrollment meeting, a number of employees started to complain about certain aspects of their health insurance carrier.  We explained what could have gone wrong in specific cases, but the complaints just seemed to keep piling up!  Finally, certain individuals just started bashing the incumbent insurance carrier and claiming that other named insurance companies [...]